Baccarat Diamond Casino

 

Game Objective:
The player's objective in Baccarat is to correctly guess which of three possible propositions will win the round: Banker, Player, or Tie.  Whichever hand is closest to nine is the winner.

 

Game Overview:
Eight decks of cards are shuffled into the shoe.  The shoe is re-shuffled prior to dealing each hand.

Cards are given point values as follows: Ace = 1, 2-9 = pip value, 10 and face cards = 0.

Play begins by betting either on the "player", "banker", or a "tie".

After all bets are down, two cards each are dealt to the player and the banker.

 

Baccarat Game Rules:
The score of the hand is the right digit of the total of the cards.  For example, if the two cards were 8 and 7, then the total would be 15 and the score would be 5.  The scores will always range from 0 to 9 and it is impossible to bust.

If either the player or the banker has a total of 8 or 9 (a natural) then play stops.  Otherwise, either the player or the banker may get dealt a third card according to the following:

 

If the player's total is 5 or less, then the player hits. Otherwise the player stands.

If the player stands, then the dealer hits with a total of 5 or less.

 

If the player hits, then the dealer hits as well based on both the score of the dealer hand AND the score of the player's third cards as follows:

 

If the player's third card is an 8, then the dealer hits with a score of 2 or less.

If the player's third card is a 9, 10, ACE or FACE, then the dealer hits with a score of 3 of less.

If the player's third card is a 2 or 3, then the dealer hits with a score of 4 or less.

If the player's third card is a 4 or 5, then the dealer hits with a score of 5 or less.

If the player's third card is a 6 or 7, then the dealer hits with a score of 6 or less.

 

The score of the player and dealer are compared; the winner is the one that is greater.  Winning bets on the banker pay 19 to 20 (even money less a 5% commission), winning bets on the player pay 1 to 1, winning bet on a tie pay 8 to 1.  In the event of a tie, banker and player bets will push.